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House prices in Cumberland

Official UK HPI · to May 2026

£173,130 ▲ +6.2% 12 months

House prices in Cumberland have risen sharply over the past year — up +6.2% to a typical £173,130, one of the larger 12-month gains recorded in the UK. Semi-detached property led the rise, with typical prices now at £179,942.

That's 36% below the UK average of £271,295.

Cumberland house price trend

£0k£100k£200k£300k£400k£500k1995200020052010201520202025

“Real” adjusts every figure for inflation (ONS CPI) into today’s prices.

1128 monthly data points · source: UK House Price Index.

Prices by property type

Affordability

A typical home in Cumberland costs 4.2× local annual earnings (ONS, latest year). See how Cumberland ranks nationally →

Cumberland is the 5th most affordable of 317 UK areas we track.

Energy efficiency profile

Based on 107,920 Energy Performance Certificates lodged for properties in Cumberland.

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Wondering how to improve a home's rating? Our guide ranks every common measure by cost and EPC points gained: how to improve your EPC rating →

Source: Energy performance of buildings data under the Open Government Licence.

Areas with similar house prices

Frequently asked questions

What's the average house price in Cumberland?
The average house price in Cumberland is £173,130, based on the UK House Price Index (Land Registry + ONS) to May 2026.
How have house prices in Cumberland changed over the last year?
Average house prices in Cumberland have risen +6.2% over the last 12 months.
How much does a house cost in Cumberland by property type?
Latest average prices in Cumberland:
  • detached homes: £289,036
  • semi-detached homes: £179,942
  • terraced homes: £142,542
  • flats: £95,097
Is Cumberland affordable compared with local earnings?
A typical home in Cumberland costs 4.2× local annual earnings, per ONS workplace-based earnings data. See how Cumberland ranks nationally.
Is Cumberland an expensive place to buy a home?
The average home in Cumberland costs £173,130 — 36% less than the UK average of £271,295. Cumberland is the 5th most affordable of 317 UK areas we track.
How much does a house survey cost in Cumberland?
Surveyors price by property value, size and age. For a home around Cumberland's average of £173,130, expect roughly £450–£650 for a RICS Level 2 (Homebuyer) survey, or £750–£1,100 for a Level 3 Building Survey on older or unusual property. Our 2026 guide to house survey costs explains what each level covers.
How much does it cost to sell a house in Cumberland?
On a typical Cumberland sale at £173,130, high-street estate-agent commission (1.0–1.5% + VAT) comes to roughly £2,100–£3,100, with sale-side conveyancing adding £900–£1,800. Fixed-fee online agents (£999–£1,999) can cut that sharply. Our cost of selling guide itemises every fee — and how to negotiate the commission.
How much does it cost to move home in Cumberland?
Moving home in Cumberland typically involves conveyancing (~£900–£1,800 inc. VAT and searches), a survey if you're buying (~£400–£1,300 depending on level), and removals (~£400–£1,200 for a 2–3 bedroom move). See our full cost-of-moving-home guide for every line in the bill.

Compiled by Home Price Hub from official HM Land Registry and ONS open data, updated monthly — figures to , the latest UK House Price Index release. See how we source and calculate these figures.